Write your awesome label here.

Dec 28 / The BALD BULL

26 Decisions That Will Decide Your 2026

This is the "The Best" Mental Investment You’ll Make for 2026. If you’re serious about becoming a different person in 2026—not just making resolutions, but making returns—this is where it starts. What follows isn’t motivation. It’s mental reprogramming. These are 26 principles designed to be read in one sitting, one minute at a time, to recalibrate how you think about time, money, risk, discipline, and responsibility. Because freedom doesn’t start in your brokerage account—it starts in your belief system.

If you’re serious about becoming a different person in 2026—not just making resolutions, but making returns in all parts of your life—this is where it starts.

What follows isn’t motivation. It’s mental reprogramming.

These are 26 principles designed to be read in one sitting, one minute at a time, to recalibrate how you think about time, money, risk, discipline, and responsibility. Because freedom doesn’t start in your brokerage account—it starts in your belief system.

The market doesn’t pay effort.

It pays clarity, preparation, and execution. These 26 mindsets fuse timeless mental models with biblical principles to install a Time Freedom mindset—the kind that compounds decisions, filters noise, and aligns your actions with a higher aim.

Read this once and you’ll feel convicted.

Read it twice and you’ll feel uncomfortable.

Read it carefully—and you’ll start walking the path to Providence, where wealth, time, and purpose finally line up.

Time is not neutral.

It’s either invested or wasted. Delay doesn’t preserve options—it deletes them. Every month you hesitate permanently removes compounding you will never recover.

“Teach us to number our days, that we may gain a heart of wisdom.” (Psalm 90:12)

Time is capital, and if you’re not allocating it intentionally, you’re bleeding value quietly.

Are you spending time like it’s unlimited—or pricing it like it’s scarce?

What you delay today, you forfeit forever.

Markets don’t punish chaos.

They punish the unprepared. Volatility is exposure, not danger—the same move that destroys one participant funds another.

“The prudent see danger and take refuge, but the simple keep going and pay the penalty.” (Proverbs 22:3)

Readiness determines outcome, not conditions.

Does volatility scare you—or reveal you?

Chaos rewards preparation.

By the time certainty arrives, opportunity is already priced in. Early positioning wins. Late confirmation pays tuition.

“Prepare your work outside; get everything ready for yourself in the field, and after that build your house.” (Proverbs 24:27)

Comfort comes late and costs more.

Are you positioning early—or paying late?

Certainty is expensive.

Compounding doesn’t negotiate. It accelerates for early movers and punishes procrastinators without apology.

“Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.” (Luke 16:10)

Start late and you’re forced into higher risk for lower reward.

Are you early—or explaining later?

Time rewards the early.

Confidence isn’t felt—it’s built. No one believes their way into consistency.

“For physical training is of some value, but godliness has value for all things, holding promise for both the present life and the life to come.” (1 Timothy 4:8)

Repetition under pressure creates belief. If confidence disappears when conditions tighten, it was never earned.

Are you training—or hoping?

Confidence is rented. Reps pay the rent.

Automation doesn’t replace excellence. It replaces average. Stored skill outlives stored credentials.

“The wise store up choice food and olive oil, but fools gulp theirs down.” (Proverbs 21:20)

Comfort is no longer safe, and the middle is shrinking fast.

Are you becoming harder to replace—or easier?

Average is the most dangerous position.

Inflation doesn’t knock. It just takes. Every dollar that doesn’t grow loses purchasing power quietly.

“A feast is made for laughter, wine makes life merry, and money is the answer for everything.” (Ecclesiastes 10:19)

Saving without strategy is erosion disguised as safety.

Is your money growing—or quietly dying?

Inflation punishes inaction.

Emotion creates randomness. Process creates repeatability.

“Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.” (Matthew 6:34)

Feelings feel productive. Systems produce results.

Are you executing a process—or reacting to feelings?

Emotion spends. Process earns.

Lost time doesn’t pause progress—it permanently reduces it.

“Be very careful, then, how you live—not as unwise but as wise, making the most of every opportunity, because the days are evil.” (Ephesians 5:15–16)

There is no catch-up trade for time.

How much future are you quietly giving away?

Time missed never multiplies.

Talent leaks without structure. Discipline compounds relentlessly.

“Do you not know that in a race all the runners run, but only one gets the prize? Run in such a way as to get the prize.” (1 Corinthians 9:24)

Intelligence doesn’t win markets—execution does.

Are you structured—or just smart?

Discipline outlives brilliance.

Feedback collapses learning curves. Isolation inflates them.

“Plans are established by seeking advice; so if you wage war, obtain guidance.” (Proverbs 20:18)

Progress accelerates when blind spots are exposed early.

Who is correcting you when you’re wrong?

Feedback is speed.

Activity feels productive. Selectivity is profitable.

“All you need to say is simply ‘Yes’ or ‘No’; anything beyond this comes from the evil one.” (Matthew 5:37)

Most losses come from trades that never needed to be placed.

Are you busy—or precise? Precision pays.

Motivation fades. Systems endure.

“Therefore everyone who hears these words of mine and puts them into practice is like a wise man who built his house on the rock.” (Matthew 7:24)

If pressure breaks your results, structure was missing.

What holds when stress hits?

Systems survive storms.

The plateau isn’t failure—it’s filtration.

“Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.” (Galatians 6:9)

Most quit right before compounding accelerates.

Will you stay long enough to collect?

Boredom is the toll booth to mastery.

High income without control is polished captivity.

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.” (Matthew 6:24)

Freedom isn’t what you earn—it’s what you control.

Who owns your calendar?

Money without time freedom is servitude.

Prediction expires. Frameworks adapt.

“I am sending you out like sheep among wolves. Therefore be as shrewd as snakes and as innocent as doves.” (Matthew 10:16)

Markets change. Structure endures.

Are you predicting—or positioning?

Frameworks beat forecasts.

Avoiding risk guarantees decay. Managing risk creates leverage.

“The prudent see danger and take refuge, but the simple keep going and pay the penalty.” (Proverbs 27:12)

Preservation enables participation.

Are you avoiding risk—or controlling it?

Protection creates power.

Capital must move or rot.

“But the man who had received one bag went off, dug a hole in the ground and hid his master’s money.” (Matthew 25:18)

Buried money loses purpose and power.

Is your money working—or hiding?

Idle capital becomes liability.

You trade who you believe you are.

“For as he thinks within himself, so he is.” (Proverbs 23:7)

Identity upgrades precede income upgrades.

Who are you operating as?

Identity precedes income.

Scattered effort guarantees average outcomes.

“How could one man chase a thousand, or two put ten thousand to flight, unless their Rock had sold them?” (Deuteronomy 32:30)

Concentration creates leverage.

What would ruthless focus change?

Focus creates force.

Preparation pays before opportunity arrives.

“The wise ones, however, took oil in jars along with their lamps.” (Matthew 25:4)

The door doesn’t warn you before it closes.

Are you training—or waiting?

Prepared beats punctual.

Isolation breeds rationalization.

“As iron sharpens iron, so one person sharpens another.” (Proverbs 27:17)

Pressure enforces discipline.

Who notices when you drift?

Accountability sharpens action.

Tiny advantages scale quietly.

“Who dares despise the day of small things, since the seven eyes of the Lord that range throughout the earth will rejoice when they see the chosen capstone in the hand of Zerubbabel?” (Zechariah 4:10)

Small improvements beat grand intentions.

What edge are you ignoring?

Small wins scale. A little becomes a lot... and a lot more!

Neglect compounds invisibly before it hurts loudly.

“For where your treasure is, there your heart will be also.” (Matthew 6:21)

Inaction is still a decision—and it’s expensive.

What is neglect costing you right now?

Neglect compounds quietly.

Legacy isn’t accidental. It’s engineered.

“A good person leaves an inheritance for their children’s children.” (Proverbs 13:22)

Without structure, wealth evaporates.

Are you building beyond yourself?

Legacy is designed.

Delay disguises fear as patience.

“Today, if you hear his voice, do not harden your hearts.” (Hebrews 3:15)

Someday never compounds.

What are you waiting for—permission?

Someday is the enemy.

The idea that $140,000 is the "new poverty line" originated from an investor, Michael Green, who calculated that a family of four in the U.S. would need roughly that much to afford a "participation ticket" of basic necessities without accumulating crushing debt. These necessities include:

Rent/housing
Health insurance
Transportation (including two cars)
Childcare
"Other necessities"

While economists and government experts widely disagree with classifying an income of $140,000 as "poverty" by official measures, many agree that middle-class families face real affordability challenges and cost-of-living pressures, especially in high-cost-of-living areas.

In essence, the term "working poor" has a specific, low-income statistical definition, while the recent public discourse uses the $140,000 figure to highlight the economic struggles of many working families who are technically middle-class but feel financially stretched.

Thank you!

Join us today

THANK YOU

Join us today

Thank you to our sponsors who keep this newsletter free to the reader.

Learn to earn and earn time freedom with your profits in the stock market. Time Freedom Trading is helping MAIN STREET earn WALL STREET profits through real trading and investing strategies.

Forget the dogma of "set it and forget it" tactics with passive investing that keeps your advisor rich with fees and your account balance diminished with under performing portfolio strategies.

Time Freedom trading is helping MAIN STREET earn WALL STREET PROFITS. Can you afford to NOT find out? What is your old way of investing really costing you. Get started with TIME FREEDOM TRADING today!

About www.TIMEFREEDOMTRADING.com
THE TIME FREEDOM TRADING SYSTEM empowers Main Street with Wall Street knowledge and tools to compound wealth and earn time freedom through proven trading and investing strategies. Learning how the stock market works from the inside is critical to compounding wealth consistently in any market environment. Time Freedom Trading empowers you to build your own financial flywheel based upon your skills and goals. Regardless of the technology or market volatility, with TIME FREEDOM TRADING you will have the right mentor and mental coach who will reveal the patterns in human nature that don’t repeat but do rhyme which you can profit from. Whether it’s stocks, options, exchange-traded funds (ETFs), or futures, we empower you with an effective skill set and tools for everyone at every level of experience to earn time freedom.

Life is short.

MAKE IT WORTH WHILE!

Compounding wealth with Time Freedom Trading can make it long and worthwhile.

Earn time freedom to enjoy life, enjoy your family, and enable the life and legacy you deserve.
Become a Time Freedom Trader Today!

Your Time Freedom Awaits!

DISCLAIMER: Stocks and options trading have large potential rewards, but also large potential risks. You must be aware of the risks and be willing to accept them to invest in the stocks and options markets. Do not trade with money you can’t afford to lose. This is neither a solicitation nor an offer to Buy/Sell stocks or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed in this communication. The past performance of any trading system or methodology is not indicative of future results. All trades, patterns, charts, systems, etc., discussed in Time Freedom Trading materials are for illustrative purposes only and not to be construed as specific advisory recommendations. Information contained in this correspondence is intended for informational purposes only and was obtained from sources believed to be reliable. Information is in no way guaranteed. No guarantee of any kind is implied or possible where projections of future conditions are attempted.

TIME FREEDOM TRADING DOES NOT PROVIDE RECOMMENDATIONS OR ADVICE.

FOR EDUCATIONAL AND INFORMATION PURPOSES ONLY; NOT ADVICE. TIME FREEDOM TRADING content is offered for educational and informational purposes only and should NOT be construed as a securities-related offer or solicitation or be relied upon as personalized financial advice. We are not financial advisors and cannot give personalized advice. There is a risk of loss in all trading, and you may lose some or all of your original investment. Results presented are not typical. Please review the full risk disclaimer

LEGAL DISCLAIMERS
ADDITIONAL RISKS

26 Decisions That Will Decide Your 2026

The 26 Things You Can’t Afford to Ignore in 2026